Pregnant, Broke and Off For An Admin Review – New Child Support Formula Case 10

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This is our tenth case study.

This is Vanessa’s story:

Vanessa – Whats going on with your situation?

My husband has a 13 year old daughter who he/we have paid Child Support to for the last 10 years or more.

The payments have always been paid on time and are currently not in arrears – I say currently as we do not have the financial means to pay the new assessment and will not be paying the full amount.

We have asked for an administrative review.

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My husband and I have two sons together, one is 4 the other 2 and I am 23 weeks pregnant with our third.

Prior to starting our family, I worked full time and we saved hard and did without luxuries to pay lump sums off our mortgage so one of us (which is me) could bring up our family and run our household on one income.

The mother of the 13 year old has been on the DPB and not had any employment during this time.

How much did you pay on the old formula?

$304.92 per month

On the NEW formula what will that amount be per month?

$503 per month

Are you happy with the new formula?

No

What are your main reasons for not being happy with it?

I am not happy as the IRD do not recognize me as needing to be financially supported by my husband, I cease to have any expenses in their eyes and our right to be a one income household and bring up our family has been denied.

The IRD are assuming all households are two income families.

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Not only would no one hire me at the moment, I would not be able to find a job to cover childcare costs after this baby is born, let alone support myself and top up the WFF we would lose.

The IRD think it’s okay for a child to get $125 per week while the 4 of us try to live (doctors, medication, clothes etc) and maintain our house and any unforeseen expenses on $68 after meeting our other financial obligations such as a mortgage, power etc.

If child support was a set amount per child split between both parents for the basic necessities, what do you think is a fair amount per month per child?

$300 per parent for a 13-18 year old

What else would you like to say?

I think there should be a threshold for child support being taken from Income.

I.e, beneficiaries are allowed to earn $80 per week without it affecting their benefit, why can’t paying parents have the same deal, so if they work over time, it doesn’t affect the following years assessment if they are within the threshold.

My husband at the moment either doesn’t work over time or does work for free to stop his income being inflated.

Vanessa – thank you and good luck with your administrative review, make sure you keep us updated.

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Comments

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3 Comments

  1. I don’t know ur full situation but reading your storiesn sounds like u are all being judgmental why don’t u try helping the ex partner on the dpb get a job instead of moaning about paying child support for your husband first child. As far as I know if you are on a sole parent benefit u do not get child support payments unless it’s over and above your winz payments which is not a lot I am a solo mother and was on the benefit for 4 years financially it was the hardest time of my life not being able to provide for my daughters ambitions and I did not receive any of the child support payments the father paid to ird. Nd is you know the pay in arrears? They keep the money in their bank account for a whole month before it even gets to the custodian parent. I would love to see how much interest they make from banks with your partners child supports payments. As for my situation, solo mother on the benefit With the support of the father I was able to study and now I am working full time and have arranged a private agreement with the father that suits both our situations.

  2. Very similar to me as well, hubby has a 16yo he pays child support for and we also have 4 children at home (14, 12, 4 and 2) the living allowance went from $32k to $17k, how do you feed, clothe and shelter 6 people? I don’t work as the time spent with my children, helping with sports & school events, being able to be home with the younguns, look after them if they are sick and recieve $200+ pw from wff vs the cost of putting 3 children into care, spending barely 2hrs a day with the kids, being tired & unfortunately grumpy and only receiving $50 in my hand, far out way the later. Hubby is also in the defence force so I can only work particular hours due to the nature of his job. We seem to be luckier than a lot of other people that we have only gone up $120pm and we only have 2 more years left to pay

  3. This situation is incredibly similar to ours! I am currently pregnant with my husband and I’s third child and he is paying for one child, 10yrs of age. We have applied for a review to allow a living allowance for me. I will not put my children in daycare and miss out on their lives so that we can keep our heads above water while the mother of his other child collects child support from 3 different men and hasn’t worked at all in over 10years. Who does the IRD think they are telling me I am not allowed the luxury of raising my own children when my husband and I have worked hard to ensure this could happen! It is our money, my husband works damn hard yet 1 out of the 6 people reliant on his income is receiving the Lions share while the rest of us suffer.

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